Turn credit-report evidence into a documented workflow.
Onboard clients, verify source evidence, prepare authorized disputes, record human approval, and track every response—without losing the audit trail.
Agency evidence workspace
Approval requiredTradeline evidence review
Source page, bureau, facts, and authorization connected
Import
Verify
Draft
Approve
Track
Built for accountable agency work
Product Walkthrough
See FixMy.Money In Action
See how one report becomes verified facts, an authorized draft, a recorded approval, and a traceable bureau outcome.
Ready to run your credit repair business from one platform?
Client Management
Organized client profiles with full history, notes, tasks, and communication logs.
Source-linked report review
Every extracted value stays connected to its report, bureau, source page, and confidence.
Evidence-linked drafts
Editable drafts are assembled from verified facts, with every factual assertion available for review.
Response tracking
Delivery dates, response deadlines, bureau outcomes, and next reviews stay on the same case history.
Revenue Dashboard
Track revenue, subscriptions, and business performance from one analytics view.
Human approval controls
The record shows who verified the evidence and who approved the final version before delivery.
The operational gap
A generated letter is not an evidence workflow
When reports, evidence, authorizations, drafts, approvals, and bureau responses live in separate tools, your team loses context—and your audit trail breaks.
Facts lose their source
A disputed value should always point back to the document, page, bureau, and supporting evidence it came from.
Approval becomes ambiguous
Teams need to know who verified each fact, which assertions entered the draft, and who approved the final version.
Outcomes lose continuity
Delivery dates, response deadlines, bureau outcomes, and next reviews should remain attached to the same case history.
The central workflow
One connected lifecycle, from lead to outcome
Lead → onboarding → authorization → report import → evidence verification → draft → approval → delivery → response → next review.
Preserve provenance
Every extracted value retains its report, bureau, source page, and confidence so reviewers can return to the evidence.
Verify before drafting
AI can organize and flag ambiguity; authorized agency users confirm facts, inconsistencies, and supporting documents.
Control every assertion
Drafts are assembled from verified structured facts and editable templates—not invented accounts, dates, laws, or evidence.
Keep append-oriented history
Corrections create a new version. Approvals, delivery, bureau responses, outcomes, and exports remain attributable.
Workflow Metrics (Your Data)
Document → page → extracted fact
Reviewer, decision, and supporting evidence
Every factual statement mapped to verified data
Approver, delivery, response, and next review
Traceability by design
Every disputed item carries its own evidence trail
Your team can see what the report says, why an item needs review, what supports it, who approved it, and what happened next.
What the report says
The exact extracted value stays connected to its report, bureau, page, and source context.
Suspected inconsistency
Reason codes and cross-bureau differences explain why the item is being reviewed.
Supporting evidence
Identity records, statements, correspondence, and other supporting files remain attached to the case.
Verified by
Reviewer identity, notes, timestamps, and decisions make responsibility explicit.
Assertions & approval
See which verified facts appear in the draft and who approved the final version.
Delivery & response
Track when it was sent, when a response is due, the bureau outcome, and the next review.
Six connected workspaces
Built around how an agency actually operates
Each surface supports the same report-to-response lifecycle instead of becoming another disconnected tool.
Agency Dashboard
OperateSee the client pipeline, overdue bureau responses, open tasks, revenue, and cases awaiting approval.
Client Workspace
OrganizeKeep identity data, agreements, authorizations, documents, communications, invoices, and complete history together.
Report Review
VerifyReview structured accounts, bureau differences, suspected inconsistencies, and source-page citations.
Evidence & Disputes
ApproveOrganize selected items, evidence checklists, editable drafts, factual assertions, approvals, and delivery history.
Client Portal
ConnectGive clients a focused place for secure uploads, progress updates, tasks, messages, agreements, and invoices.
Agency Administration
ControlManage team roles, branding, templates, billing, integrations, retention settings, and audit exports.
How It Works
From authorization to bureau outcome in five controlled stages
AI proposes and organizes. Your agency verifies the evidence and approves what moves forward.
Onboard & authorize
Create the client record, capture agreements, disclosures, identity details, and documented authorization.
Import & structure
Upload the report, extract structured facts, preserve source pages, and compare information across bureaus.
Verify the evidence
Review suspected inconsistencies, supporting documents, confidence, and the person responsible for verification.
Draft & approve
Build an editable draft from verified facts, review every assertion, and record explicit human approval.
Deliver & track
Log delivery, response deadlines, bureau outcomes, follow-up tasks, and the next review without losing history.
Why FixMy.Money
Trustworthy workflow, not just faster document generation
FixMy.Money is designed to preserve evidence, decisions, accountability, and outcomes across the complete agency lifecycle.
AI can assist with classification and wording. It does not replace authorization, factual verification, or final human approval.
Compliance Support
Tools to support your compliance process
FixMy.Money provides CROA-aware workflows and documentation tools. Your compliance is your responsibility — we give you the infrastructure to manage it properly.
CROA-Aware Workflows
Stripe Secure Payments
Audit Trail Logging
Compliance Documentation Tools
Legal Disclaimer
FixMy.Money is not a law firm and does not provide legal advice. Users are responsible for their own contracts, disclosures, fees, client communications, and legal compliance. FixMy.Money provides software tools only — users are solely responsible for complying with the Credit Repair Organizations Act (CROA), Fair Credit Reporting Act (FCRA), Telemarketing Sales Rule (TSR), applicable state laws, and all other regulations. We do not guarantee credit score improvements, item removals, or any specific credit outcomes.
Pricing
Transparent pricing for credit repair agencies
$1 today for 14 days. Then your selected monthly rate. Cancel anytime.
FixMy.Money provides business software for credit repair professionals. We do not provide consumer credit repair services or guarantee credit outcomes.
Starter
For solo operators and new credit repair businesses.
- 25 active clients
- 1 team member
- Client portal
- Dispute management
- 5 GB storage
- Stripe billing integration
- Audit log
- Email support
Professional
For growing agencies with team-based evidence review.
- 100 active clients
- 5 team members
- Everything in Starter
- Structured report review
- Evidence-linked draft assistance
- Named verification and approval
- Workflow templates
- Response tracking
- Priority Support
Agency
For larger teams that need stronger oversight and controls.
- Unlimited clients
- 15 team members
- Everything in Professional
- Role-based review controls
- Agency Dashboard
- 100 GB storage
- Data export
- Priority support
No setup fees · Cancel anytime · Secure payments via Stripe
FixMy.Money does not guarantee credit score improvements, item removals, or specific credit outcomes. Results depend on individual circumstances and bureau responses.
FAQ
Frequently asked questions
Security and accountability
Sensitive records need more than a disclaimer
FixMy.Money combines workspace isolation, access controls, encryption, and attributable history to protect the report-to-response workflow.
Encrypted transport and storage
TLS protects data in transit; database and document storage are encrypted at rest.
Tenant-scoped records
Row-level security restricts client, report, dispute, billing, and audit records to the signed-in agency workspace.
Roles and secure sessions
Verified sign-in, managed sessions, and role-based permissions limit access to sensitive agency actions.
Attributable audit history
Significant actions retain timestamps and user attribution; standard users cannot rewrite audit entries.
Controlled AI handling
AI assists classification and wording. Uploaded reports are not used to train models, and human review remains required.
Backups and incident process
Managed backups, documented incident notification, responsible disclosure, and account-deletion requests support operations.
Two-factor authentication is available through Google sign-in; native TOTP is not currently offered. FixMy.Money has not completed SOC 2 certification.
Build a more trustworthy
credit repair agency workflow
Bring onboarding, report evidence, dispute approvals, delivery, responses, and outcomes into one connected operating system.
No guaranteed results · Compliance is your responsibility · Cancel anytime