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Structured credit-report review

Your credit report, organized.
See what matters.
You take action.

Import your report, review organized bureau data, and investigate potential inconsistencies through a guided workflow.

Review My Own Credit Run My Credit Business

Grand reopening · September 30, 2026

No payment today.

Three-Bureau Comparison

Illustrative example

Spot differences and investigate what doesn’t look right.

Metro Auto LoanNeeds review
Equifax
Balance
$1,284
Status
Open
Date
Aug 12, 2026
Experian
Balance
$0
Status
Open
Date
Aug 10, 2026
TransUnion
Balance
$1,284
Status
Open
Date
Aug 11, 2026

Imported → Organized → Ready to review

Compare balance, status, and dates across Equifax, Experian, and TransUnion. A difference needs review. Imported, Organized, Ready to review.

From report to clear next steps.

A simpler way to move from complex credit reports to confident action.

Import

Bring in your credit report and we’ll organize the bureau data for you.

Understand

Compare details across Equifax, Experian and TransUnion, and spot potential inconsistencies.

Take action

Follow a guided workflow to investigate and take the next steps that make sense for you.

Reservation

Reopening September 30, 2026

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The first-month offer is for new customers when they activate after reopening. Existing customers keep their authorized access. Separately authorized pilot terms and existing billing are unchanged.

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A useful five-minute review

Three details to compare across your credit reports.

Potential differences deserve careful investigation. They do not automatically establish that information is inaccurate or that a dispute is appropriate.

Shares this public guide only—never report information.

  1. 01

    Balances and account status

    Write down each bureau’s exact balance and status wording. A difference is a reason to investigate, not proof that one value is wrong.

  2. 02

    Important dates and payment history

    Compare dates opened, last-reported dates, and payment-status details. Do not fill in information a report does not provide.

  3. 03

    Account identifiers

    Check the furnisher name, account type, and masked account ending before treating rows from different bureaus as the same account.

Keep the comparison factual: record what each bureau actually reports, preserve masked identifiers, and investigate before drawing a conclusion.

Protection first

Sensitive report data requires careful controls.

FixMy.Money uses data minimization and signed-in workflows, and temporarily disables features when their safeguards are incomplete.

Data minimization
Signed-in workflows
Human verification
Clear availability notices

Containment-aware design

Risky integrations remain unavailable until their privacy and authorization controls are verified.

No raw report transmission to external AI
Human review before letter use
Fail-closed feature controls

Software plans · Reopening September 30, 2026

Choose the workspace that fits.

Monthly software access for personal review, professional client work, and growing agencies.

Personal use

Personal

$39per month

For reviewing your own profile and up to three friends or family members.

Reserve one month free

Core CRM

Client portal

Dispute management

Professional teams

Start

$99per month

For credit professionals managing up to 300 active clients.

Reserve one month free

Everything in Personal

Lead and affiliate tools

Structured report review

Growing agencies

Grow

$199per month

For growing agencies managing up to 600 active clients.

Reserve one month free

Everything in Start

Data export

Onboarding assistance